DUI

John MacDonald Ins. provides affordable DUI Auto Insurance.

We understand that getting a DUI can be an extremely confusing and frustrating event. However, getting the right help is critical in making this process less expensive and easier to manage.

What is an SR-22?

If you were told by the DMV that you need an SR22 before you can get your driver’s license back following a suspension or revocation, then you may be asking “What is an SR22?” This page will help you understand what it is, and how we can help you.

An SR22 is a form that requires us as your insurance company to notify the State of California that you have insurance that meets the minimum liability requirements under State law. If you cancel your policy during your required SR22 period then we are required by law to notify the State of the cancellation. If your insurance coverage is terminated during your required SR22 period then

If your insurance coverage is terminated during your required SR22 period then your driver’s license will be suspended or revoked, and you may have to pay more fees in order to have it reinstated.

Most of our clients come to us because we can offer a lower cost SR22 than if they went through their normal insurance company.

Many insurance carriers will increase the cost of your regular insurance if they learn you are required to file an SR22. The problem occurs when you are no longer required to file the SR22, your insurance typically does not go down in cost. Instead, your costs may remain at a higher level for several years after the SR22 requirement is dropped.

When you call our office we will help you understand how we can get you low SR22 insurance rates, and how to best protect yourself from having increased insurance costs for years to come.

An SR22 allows the DMV to issue you a restricted driver’s license after you have completed the other legal requirements for that license. You cannot get your license back without having an SR22 filed with the State of California. We will help you get that on file the same day you call our office. Contact us right now for a free, no obligation quote!