Florida DUI Resources

Florida DUI insurance is designed to comply with the FR-44 law, thereby demonstrating continued financial responsibility to the state department of motor vehicles. The policy must meet state-defined minimum levels of bodily injury coverage and property damage coverage and must stay in force until the FR-44 status is removed from a driver’s record. A DUI is considered a criminal offense when a person exhibits impaired or reckless driving under a blood alcohol level of 0.08% or more.

Florida DUI insurance generally carries a high price tag, but in some instances, a DUI-related policy can cost less than the standard policy on the same vehicle. JMAC not only matches customers with the right Florida DUI insurance company but also gives recommendations for local attorneys after a recent arrest. Whenever possible we will outline your options and help you retain your license.

In the state of Florida, insurance can be a privilege or an obligation. JMAC can help you identify the legal requirements and discuss the personal protection you need for your home, automobile, or business.

FR44 INSURANCE / DUI INSURANCE

Being convicted of driving under the influence can significantly raise regular insurance rates, but Florida DUI insurance lowers the price back down. JMAC can help drivers obtain FR44 insurance, which is a 100/300/50 policy required after a DUI. We can also assist you with locating a knowledgeable attorney to help with the legal conditions of FR44 or DUI insurance.

VEHICLE INSURANCE

Four-wheeled vehicles in Florida must carry at least $10,000 each in personal injury protection (PIP) and property damage vehicle insurance. Florida’s laws can be confusing: Because it is a no-fault state, Florida vehicle insurance covers your own medical bills and property damage. Due to the high cost of health care, coverage can be used up even before you leave the hospital, which is why you should consult with a JMAC agent to understand your best level of protection.

HOME INSURANCE

Florida Home Insurance delivers key financial protection for homeowners (property and structure), renters (personal possessions), and landlords (dwelling fire policies for structural protection). JMAC can help anyone shopping for Florida Home Insurance to purchase a policy that fits within the environmental needs of the local community, including hurricane or flood insurance.

WORKERS COMP INSURANCE

Virtually all employers in Florida are required to carry workers comp insurance, but the laws can be complicated. Construction companies need only one employee before workers comp insurance laws take hold, versus five employees as a farmer or four or more in other industries. JMAC has experience with both large and small businesses to satisfy Florida obligations for a low cost.

GENERAL LIABILITY INSURANCE

Florida law mandates that certain employers carry general liability insurance, but all businesses can benefit from the lawsuit protection and expense reimbursement offered by affordable policies. The team at JMAC pride themselves on working with customers to identify their business goals and develop a risk management and liability protection plan that meets their needs.

GENERAL LIABILITY INSURANCE

Florida law mandates that certain employers carry general liability insurance, but all businesses can benefit from the lawsuit protection and expense reimbursement offered by affordable policies. The team at JMAC pride themselves on working with customers to identify their business goals and develop a risk management and liability protection plan that meets their needs.

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