Driving While Intoxicated (DWI) is a criminal offense in Louisiana and is punishable by up to six months in jail, a $1,000 fine, and a 90-license suspension for a first offense and up to 30 years in prison, a $5,000 fine, and a 1-year suspension for the fourth offense. In addition to these penalties, convicted drivers must carry a sufficient amount of Louisiana DWI insurance to prove that they are financially responsible and have the means to pay for any future injuries and physical damage.
The professionals at JMAC are familiar with Louisiana DWI laws and can put you in touch with a nearby attorney who can help plead your case. If you have been arrested, you only have 15 days to arrange for a hearing, or you will lose your license. By working with the JMAC team, you increase your chances of being able to stay on the road.
The key to buying insurance in Louisiana is finding an agency that can give you access to the services you need at a price you can afford. JMAC’s insurance professionals have the knowledge, skills, and professional connections necessary to match you and your business with appropriate insurance protection.
SR22 INSURANCE / DWI INSURANCE
A DWI conviction in Louisiana can mean fines, jail time, license suspension, and/or SR22 DWI insurance requirements. If you are ordered to obtain DWI insurance, you must find an insurer who can process and maintain the SR22 paperwork for the state of Louisiana. For over a decade, JMAC has worked with SR22 insurance companies, so we understand the requirements and can put you in touch with a low-cost option.
Vehicle insurance is a requirement in Louisiana, so every driver must meet the state minimums. A policy must carry at least $15,000 in protection for a single injury, $30,000 for injuries to multiple people, and $25,000 for property damage repair/replacement. Because this coverage is not always sufficient to protect a family, a JMAC agent can help you uncover the vehicle insurance you need without consuming your bank account.
A home is a lifetime of memories that can be destroyed with one stray spark or a single leaky faucet. Louisiana Home Insurance can remove some of the heartache associated with natural disasters, vandalism, theft, and personal liability by insuring structures and possessions. Home Insurance is an ideal financial solution for homeowners, renters, and landlords, and JMAC makes the process simple and fast.
WORKERS COMP INSURANCE
Employers are typically responsible for reasonable and necessary medical expenses, disability payments, and death benefits associated with an at-work injury. Companies can use Louisiana workers comp insurance to save cash and transfer some of the risk. Employers pay premiums to a workers comp insurance company, when then takes care of any claims. Employees waive certain rights to sue, while employers gain liability protection under the law.
GENERAL LIABILITY INSURANCE
General liability insurance is a must-have for any Louisiana business, large or small. Just one affordable policy can protect companies against advertising complaints, injury lawsuits, and property damage occurring at the business or by an employee on company business. JMAC can not only review the situations covered by an umbrella general liability insurance policy but also discuss whether risk-specific endorsements would be worth an extra investment.