Services

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With over two decades of experience and 25,000 satisfied clients, JMAC is committed to offering crucial insurance products that can adapt to your life’s constant changes. Our consultative approach means you can stop worrying about the fine print and focus instead on affordable coverage that minimizes the risks for you and your family.

Our specialists will review your situation and help you to make an informed decision about the types of insurance you need. Whether you are single or married, operate a business or work for one, have an excellent driving record or have been arrested for a DUI/DWI, we can discuss the best insurance options in the following areas:

  • Vehicle Insurance
  • Home Insurance
  • Workers Compensation Insurance
  • General Liability Insurance
  • SR22 Auto Insurance / FR44 Auto Insurance
  • DUI Auto Insurance / DWI Auto Insurance

DUI Auto Insurance

Getting a DUI can mean jail time and the end of your license if you do not know the secrets to minimizing the penalties. Even a single instance of drunk or intoxicated driving can leave you stuck with immense legal bills, court-imposed restrictions, and a department of motor vehicles probationary status for up to three years.

Instead of giving in to the worse offenses, call JMAC to receive critical tips over the phone. Whenever possible, we will help you to get out of jail quickly and save your license. We can even put you in touch with an attorney who is familiar with the system and can potentially reduce the hassles of being tagged as a DUI risk.

Due to tough driving laws, most people charged with a DUI are required to show adequate financial responsibility through an SR-22 filing. JMAC can set you up with a DUI auto insurance company that is authorized to file within your state and can maintain your filings even if you move. Even better, the DUI auto insurance policy may cost less than your regular coverage.

Insurance

The JMAC team is dedicated to providing affordable, customized insurance products to meet the individual needs of drivers, homeowners, and businesses. We can discuss the various options, help you through the application process, and ensure that you are getting every benefit from the policy you pay for.

JMAC specializes in the following types of insurance:

  • Vehicle Insurance: personal and commercial automobile insurance for cars, trucks, SUVs, motorcycles, and watercrafts.
  • Home Insurance: fire dwelling, structural, personal property, and personal liability coverage for homeowners, condo-dwellers, renters, and landlords
  • Workers Compensation Insurance: policies limit lawsuits and provide financial assistance for businesses whose employees are hurt on the job
  • General Liability Insurance: insurance coverage designed to offset medical bills, property damage, and legal expenses arising in the course of business
  • SR22 Auto Insurance: coverage that meets the state-mandated requirements for liability limits and financial responsibility filing
  • DUI Auto Insurance: affordable vehicle policies for anyone charged with or convicted of driving under the influence of drugs or alcohol

VEHICLE INSURANCE

Do not let bad credit, accidents, DUIs, or traffic violations prevent you from getting a great deal on vehicle insurance. Our clients come from all backgrounds and all types of situations. We have built relationships with a number of reputable insurance companies, so we can direct you to the best policies for insuring your car, SUV, truck, motorcycle, boat, or Jet Ski. We can also help with your commercial auto and truck insurance needs.

Every state in the U.S. requires a minimal amount of vehicle insurance, but the exact limits vary from state to state. JMAC can help you decode the insurance laws and get the coverage you need without paying for extras that you do not need. If you are interested, we can teach you about bodily injury liability, property damage liability, collision deductibles, comprehensive deductibles, and more.

Through our approach, you can get quick and cheap vehicle insurance. Even better, you will be working with a partner who takes the time to educate you on your rights and responsibilities and reveal everyday ways to reduce vehicle insurance costs.

SR22 AUTO INSURANCE

Form SR22 is a state-mandated or court-ordered document that proves a driver has sufficient financial responsibility coverage. Some states also refer to FR44 insurance, which is typically a more up-to-date requirement with higher limits. Not everyone needs to carry SR22 auto insurance. This requirement is usually only imposed after a DUI, DWI, repeat offenses, reckless driving, or an at-fault accident while driving without insurance. It is the state’s way of ensuring that a high-risk driver is able to pay for any future damages that occur while he is behind the wheel.

Without SR22 auto insurance, you risk losing your license and driving privileges. The SR22 is similar to probation and can last three years or more. While this requirement is in force, a driver must carry SR22 auto insurance continuously. Few jurisdictions mandate that the actual form be kept in the car; instead the SR22 status is displayed on your driving record for law enforcement officers to view. If a policy is cancelled, the insurance company notifies the state, which then typically suspends the driver’s license again. Not all insurance companies are authorized to handle SR22 filings in every state, so working with a trusted advisor is key.

Because SR22 laws and procedures vary from state to state, drivers are encouraged to choose an insurance agency that understands the requirements and can minimize the hassle. JMAC can even help you with coverage if you need an SR22 filed in one state but you currently live in another. We will work with the SR22 auto insurance company to cancel the special coverage as soon as you are eligible.

JMAC’s extensive auto insurance partnerships give you speedy access to the lowest rates. Some people even spend less on SR22 auto insurance than they do on their traditional policies. We work with insurance companies and the state departments for motor vehicles to satisfy your financial responsibility limits and get your vehicle back on the road.

For more information on JMAC services, please contact a JMAC insurance specialist by calling us toll free at (800) 346-7370.